| We have arranged a comprehensive
holiday insurance scheme with Master Travel Insurance Consultants
to provide suitable low cost holiday cover. The premium should
be added to your holiday deposit (or full payment if relevant).A
summary of cover is set out below whilst the full policy text
will be sent to you with your confirmation invoice. It is your
responsibility to acquaint yourself with the terms and conditions
of the policy. The policy does not provide cover for re-occurring
or preexisting medical conditions. Please ensure that you read
the ‘IMPORTANT DECLARATION PRE-EXISTING MEDICAL CONDITIONS’
section of the policy and, if you need to declare any condition,
you should phone the screening line on the number shown to see
if cover may be provided.An additional premium or increased
excess may be requested to provide cover for such conditions. |
Insurance Premiums Per Person |
| Up to 64 years |
65-75 years |
76-80 years |
| Up to 10 days £22 (Mexico, Kenya, Cuba £32) |
£35 (Mexico, Kenya, Cuba £50) |
£50 (Mexico, Kenya,Cuba £74) |
| Up to 17 days £25 (Mexico, Kenya, Cuba £35) |
£40 (Mexico, Kenya, Cuba £60) |
£58 (Mexico, Kenya, Cuba £80) |
| Up to 24 days £28 (Mexico, Kenya, Cuba £45) |
£45 (Mexico, Kenya, Cuba £72) |
£65 (Mexico, Kenya, Cuba £104) |
| Up to 31 days £32 (Mexico, Kenya, Cuba £50) |
£51 (Mexico, Kenya, Cuba £80) |
£74 (Mexico, Kenya, Cuba £115) |
| (All premiums include statutory insurance premium tax at 17.5%) |
|
Policy Document
|
| The policy document gives
you full details of the cover and the conditions you must satisfy
to be fully covered. |
Health
|
| The policy is designed
to provide emergency medical treatment solely as a result of
accident and illnesses occuring during the period of insurance. |
Conditions & Exclusions
|
| There are conditions and
exclusions that apply to individual sections of the policy and
general conditions and exclusions that apply to the whole policy,
for example, consequential loss. |
Limits of Cover
|
| Each section of the policy
shows the most you can claim but other limits may apply. Please
check your policy carefully to ensure you have adequate cover. |
Policy Excess
|
| You will have to pay an
excess on claims under most sections of the policy. This means
that you will have to pay for the first part of a claim. |
Looking After Your Belongings
|
| You should take all reasonable
care to protect your belongings and act as if you are not insured.
If you do not do this your claim may not be paid. |
Complaints
|
| The policy contains a complaints
procedure which tells you what steps you can take if you wish
to make a complaint. |
Hazardous Activities
|
| If you are going to take
part in any hazardous sports or activities you should check
that the policy covers you. |
Cooling-Off Period
|
| If you are dissatisfied
with the policy of if the policy does not meet your needs, you
may return it within 14 days of the date of issue and we will
refund your premium in full provided you have not undertaken
a trip.You must also not have made or intend to make a claim. |
Choice of Law
|
| If you buy this insurance
in the UK you can choose which law will apply. |
Summary of benefits
|
| |
Limit |
Excess |
| Cancellation & Curtailment |
£3,000 |
£75 |
| Medical Expenses |
£5,000,000 |
£75 |
| Hospital Benefit (£10 per 24 hours) |
£500 |
nil |
| Personal Accident (up to) |
£10,000 |
nil |
| Personal belongings |
£1,500 |
£50 |
| (single article limit) |
£200 |
|
| (valuables limit) |
£250 |
|
| Personal Money (cash limit) |
£200 |
£50 |
| (travel documents) |
£250 |
|
| Personal Public Liability |
£2,000,000 |
£250 (rented property)
£50 (other) |
Delayed Departure (£20 first 12hrs)
(£10 per subsequent 12 hours) |
£100 |
|
| (or cancellation after 12 hours) |
£3,000 |
£100 |
| Legal advice & expenses |
£20,000 |
£200 |
|
|
|
